In the world of loyalty programs, Livelo stands out as one of the most versatile and comprehensive platforms in Brazil, allowing its users to accumulate points through various activities, including online purchases, hotel bookings and, of course, the use of credit cards. 

With the possibility of converting points into airline tickets, products, services and even transferring them to other loyalty programs, understanding which cards offer the best Livelo points is essential to maximizing your benefits. 

How Livelo works

Before we dive into the cards, it's important to understand what makes Livelo such an attractive loyalty program. Created as a joint venture between Banco do Brasil and Bradesco, Livelo quickly established itself as one of the largest rewards platforms in the country. 

Its main advantage is its flexibility, allowing accumulated points to be used in a variety of ways, from exchanging them for products and services on Livelo's own website to transferring them to partner airline and hotel loyalty programs.

Cards that score Livelo points

For travel enthusiasts and those looking to maximize every dollar spent on valuable rewards, credit cards that score points in loyalty programs, such as Livelo, are indispensable tools. 

The ability to accumulate points on everyday expenses, which can be converted into airline tickets, hotel stays, various products or even transferred to partner loyalty programs, offers a smart way to get more value for your money.

Banco do Brasil cards

Among the options available for accumulating Livelo points, the cards offered by Banco do Brasil stand out for their versatility and rewards potential. With a close partnership with Livelo, Banco do Brasil offers a range of credit cards designed to meet the needs of different consumer profiles, from the most economical to the most demanding.

  • Ourocard Estilo Elo Nanquim: This card is one of Banco do Brasil's top-of-the-line cards, offering 2.2 points per dollar spent. In addition, the card offers benefits such as free access to VIP lounges at airports and travel insurance.
  • Ourocard Visa Infinite: With a similar score to Elo Nanquim, this card also offers 2.2 points per dollar spent, as well as exclusive benefits such as travel assistance and purchase protection.

Bradesco cards

Bradesco, one of Brazil's largest banks, offers a diverse range of credit cards that align perfectly with the Livelo loyalty program, providing its customers with an exceptional way to accumulate points. With a focus on catering to a wide range of profiles, from the most basic to the premium, Bradesco's cards stand out not only for their ability to accumulate points quickly, but also for their access to a variety of exclusive benefits.

  • Bradesco Visa Infinite: This card offers 2 points per dollar on international spending and 1.5 points on domestic spending, as well as advantages such as travel insurance and access to VIP lounges.
  • Bradesco Elo Nanquim: With the same score as Bradesco's Visa Infinite, this card also provides access to VIP lounges and other travel benefits, making it an excellent choice for frequent travelers.

Cards from other banks

In addition to Banco do Brasil and Bradesco, other banks also offer cards that accumulate Livelo points:

  • Santander Elite Platinum: This card offers 1.5 points per dollar spent, making it a good option for those looking to accumulate Livelo points through a different bank.
  • C6 Bank Carbon: Offering 2.5 points per dollar spent, this card stands out for its high accumulation rate, as well as benefits such as access to VIP lounges.

Choosing the Best Card for You

When choosing a card that scores Livelo points, consider the following factors:

  • Accumulation Rate: The higher the rate of points per dollar spent, the faster you accumulate points.
  • Additional benefits: VIP lounges, travel insurance and various assistance services can be decisive when choosing a card.
  • Annuity: Cards with better benefits and accumulation rates generally have higher annuities. Check that the benefits outweigh the cost.
  • Minimum Income: Some cards require a minimum income for approval. Make sure you meet the requirements before applying.

Maximizing your Livelo Points

To maximize your Livelo points, follow these tips:

  • Keep an eye out for promotions: Banks and Livelo itself often offer promotions that allow you to accumulate extra points or transfer them with bonuses to partner programs.
  • Use Your Card for All Purchases: The more you use your card, the more points you earn. Consider putting all your expenses on the card to maximize the accumulation of points.
  • Combine with Other Ways of Accumulating: In addition to using your card, take advantage of other ways of accumulating Livelo points, such as purchases through the partner portal and participation in promotions.

Choose the right card to get more benefits

Choosing the right card can make a big difference to how quickly you accumulate Livelo points and maximize your benefits. Each card has its own particularities, and the choice should be based on your spending profile, travel needs and benefits preferences. 

With the right strategy, you can turn your everyday expenses into valuable rewards, whether in the form of travel, products or services. Explore the options, compare the benefits and start earning Livelo points more efficiently today.

See also: Discover 8 apps to pay boleto by credit card right now!

March 2nd, 2024