There are lots of mobile apps for almost everything. But which ones could help you save money? And how do they work? Also, what are the criteria for choosing a best personal finance app?

Personal finance apps are designed to make it easier for you to manage your money every day. Here are the best apps for managing your budget. They should help you keep track of your personal financial goals.

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The best personal finance apps

Money management apps can quickly simplify your life and the way you save. They provide access to an overview of income and expenses, while encouraging users to stick to their savings goals.

Each budget management application is usually specialized around a particular service, in order to differentiate itself from the competition. They can therefore have one or more of the following options.


Complete and secure, it offers an overview of your personal finances. After connecting your bank accounts, credit cards and investments, you'll see your spending categorized automatically. A specific budget can be assigned to each category and alerts can be set up to notify you when a limit is approaching.

Mobills also ensures that you pay all your bills on time through the available feature. An easy-to-use application, despite its impressive number of options. 


Renowned for its beautiful design, Organizze will satisfy the most visual of you. It lets you create and share personalized portfolios, a handy feature for synchronizing your finances with your loved ones. Progress bars let you know if you're green, yellow or red for each of the portfolios. Take photos of your paper receipts and use the cards to note where you were.

Toshl Finance

The interface has a minimalist design and is very simple to use. It clearly separates the different functions Graphic Income, Expenses, Balance Sheet.... All you have to do is set a weekly, annual or monthly budget and select the categories (food, gifts, sports, education, health, transport, etc.). Finally, to remind you to enter your charges, set an alarm.

If you wish, you can import CSV, XLS, TXT or even TSV files.

Toshl also allows you to synchronize your information on your different devices, and there is also a web application for using Toshl on a computer.

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If the Wisecash application not only systematically classifies your expenses, but has a semi-automatic filling function based on your previous entries: you keep track of the classification and have the chance to go faster despite everything.

To better manage your daily spending, you can enter recurring transactions that will help you anticipate well, knowing that you have access to an unlimited number of budget templates. You can define one for energy bills, the car, public transport, clothes, going out with friends, etc.

Very user-friendly with its colorful interface, this application offers great flexibility that allows everyone to manage their finances as they see fit. It remains compatible with exporting data in CSV, which can be read on a computer with a classic spreadsheet (Excel, Open Office Calc).


As the name suggests, Monefy is based on the levels of funds available for each spending category and is designed to help you achieve your goals. Synchronized with all your bank accounts, it automatically adjusts to your income and bills. A special feature of the app is the forecast of your income versus your expenses for the coming month. It has won numerous industry awards.

Whether you choose one or the other of these applications, remember that there is a bit of time to invest in the beginning to set it up. You'll gain from it later, as you'll know better where your money is going and where to keep it!